Privacy Policy - last updated December 22, 2016

The terms of this Privacy Policy are incorporated by reference in the Terms of Use that you accept when you register to use our Services (the “Terms of Use”). By accepting the Terms of Use, you accept the terms of this Policy. Capitalized terms not defined in this Policy shall have the meaning set forth in our Terms of Use.

What is Personal Information?

'Personal Information' means data that identifies you and is associated with a specific person. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.

We will collect and store your email address. Additionally, for purposes of verifying your identity, we may collect, but will not store, your financial account information (such as the credentials required by your financial institution), as well as information such as name, address, phone number, and e-mail address and sensitive information (such as date of birth, driver’s license number and social security number) to verify your identity and financial information.

Use of Personal Information

ughMoney uses the information we collect to operate, improve and personalize our Services. We also may use the information to communicate with you, provide you with support, or conduct surveys.

Sharing of Personal Information with Third Party Providers

We may offer certain features within the Service that are provided by Third Party Providers. We will pass your Personal Information to such Third Party Providers who will use your Personal Information to provide you with such features or services.

Use of Aggregated Non-Personal Information

We may aggregate your Information in a form that does not identify you personally (“Aggregated Non-Personal Information”). We may use such Aggregated Non-Personal Information to operate the Services, to improve the Services, to create new services and features, to change or cancel existing service, and for further internal, commercial and statistical purposes. To the extent permitted by law, we may also use, sell, license, distribute and disclose such Aggregated Non-Personal Information to third parties.

Business Transfers

If ughMoney, or substantially all of its assets, were acquired, or in the unlikely event that ughMoney goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of ughMoney may continue to use your personal information as set forth in this policy.